Is optoutprescreen.com a legit website? What if you could opt out of these pre-screened credit card offers? Reviews of optoutprescreen.com from the Norton Safeweb community. It’s that easy. Identity theft and credit card fraud are two of the worst threats facing consumers. To opt out for five years: Call toll-free 1-888-5-OPT-OUT (1-888-567-8688) or visit www.optoutprescreen.com. Several years ago the Consumer Credit Reporting Companies acted to alleviate consumer anxiety by providing a means to stop to credit card and insurance solicitation. Optout is legit. Yes, optoutprescreen.com is legit. Together they created Optoutprescreen.com so that consumers could send in requests for removal (opt out) from pre-approved credit card and insurance offers. First of all we have to acknowledge that people don’t trust the credit reporting companies very much if at all. It is safe now. It's another tool you can use to fight identity theft and credit card fraud. 2. This is why we recommend using OptOutPrescreen.com to block credit card pre-approvals unless you prefer adding to your growing collection of credit cards. Together they created Optoutprescreen.com so that consumers could send in requests for removal (opt out) from pre-approved credit card and insurance offers. Logged: Reply: 1 - 3: 80: Posted: March 13th, 2011, 7:39pm: Guest User. I figure that my junk mail decreased approximately 50% after I requested that my name be removed from credit card pre-approval lists. A good rule of thumb is to never, ever click links in email that request your personal information. Copyright © 2020. Once it does they'll be able to go shopping armed with your credit card. This site is NOT, despite the fact that the FTC is currently recommending you use it to opt out of prescreened offers of credit and insurance (and Yes…I just complained to the FTC about this)! If optoutprescreen.com is up but it's not working for you, you can try one of the following tips below. Don’t carry credit cards you don’t use and never leave them unattended in a purse, briefcase or wallet. Optoutprescreen.com is actually what it appears to be and that is a way to get off those mailing lists. The phone number and website are operated by the major consumer reporting companies. optoutprescreen.com (199.38.43.105) 199.38.32.0 - 199.38.51.255 West Corporation 11808 Miracle Hills Dr Omaha, NE US JONES, DEREK ALLEN dajones@west.com Using OptOutPrescreen was a no-brainer for me. Never give your number over the phone to someone that you do not know. It claims to let you opt-out of these type of pre-approved offers. Draw lines through all “requested” information EXCEPT your name & address. Don't carry credit cards you don't use and never leave them unattended in a purse, briefcase or wallet. Identity theft and credit card fraud are two of the worst threats facing consumers. I actually opened a pre-approved credit card offer, and seen a link to this website. More ways to reduce your junk mail by opting out, How to Avoid Paypal Scams and Protect your PayPal Account. To insure your rights, follow-up by filing a written complaint form. If they don’t, they are at risk of a $100,000 fine. Why? There is a website, https://www.optoutprescreen.com, where you can choose to opt out of prescreened credit offers. Those pre-approved credit card offers are more than annoying. There should be no reason to verify my identity in removing my name and address from a mailing list.' This website asks for your Social Security Number (although they claim you don’t have to enter it, and they will try “their best” to opt you out). Universal degrees is definitely a legitimate company, there is lots of information about this website on the web. You may also wonder why you have to opt out in the first place. Sonic.net Blog » Blog Archive » Things to do on a lazy Sunday: Stop Junk Mail!.SUDPS - Personal Safety and Protection.Metro Bank Optoutprescreen.com is not a bunch of identity thieves who have cooked up the best scam ever. The post office makes money and the junk mailers are paying for an empty envelope. You want to stop as many pre-approval offers as possible and this means that your opt-out request needs to be available to anyone that might send you an offer. The WoT scorecard provides crowdsourced online ratings & reviews for optoutprescreen.com regarding its safety and security. I have found that should a junk offer arrive with a prepaid envelope, I send the empty envelope back. Look them over for unauthorized credit applications. While the website is very basic, it is secured by 1024 bit SSL to protect the information you send. Once it does they’ll be able to go shopping armed with your credit card. The real www.Optoutprescreen.com is not a Phishing scam. We have all heard the news stories involving breaches of security that let criminals access the records of hundreds of thousands of people. Even better is what I’ve counseled my ENTIRE family to do; send those envelopes back full of junk from other companies. Review your monthly statement as soon as it comes and report any problems right away. OptOutPrescreen.com is run by the four major credit rating companies - Experian, Equifax, Innovis and TransUnion. You may also wonder why you have to opt out in the first place. After I started doing this, I notice a significant drop in junk mail. It may not stop ALL of these offers from coming to you, but it will reduce the amount drastically. To opt out permanently: You may begin the permanent Opt-Out process online at www.optoutprescreen.com. I should not have to give my social security number to cancel mail. Criminals create elaborate mockups of banking and other well known sites. Signing up will turn that deluge of pre-approved credit card junk mail into a … Your information is already out there so submitting this request only checks the "Opt Out" box in their system. I did & I do. The OptOutPreScreen website is a joint venture from the credit bureaus that lets you tell them you don’t want their junk mail. These bogus e-mails are the #1 fraud right now on the Internet. Request a copy of your credit report from each of the credit reporting companies. is the official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-In or Opt-Out of firm offers of credit or insurance. I heard that www.optoutprescreen.com is the way to get credit card companies to stop sending you preapproved credit card applications and things like that. So what can be done to combat it? Optoutprescreen.com is not a bunch of identity thieves who have cooked up the best scam ever. I send credit card companies the weekly grocery store sale papers, and other junk I don’t want. This should work on Internet Explorer, Firefox and Chrome. You know these credit reporting companies as EquiFax, Experian, TransUnion and Innovis. The phone number and website are operated by the major consumer reporting companies. Always type in the address (https://www.optoutprescreen.com) yourself. First of all we have to acknowledge that people don't trust the credit reporting companies very much if at all. While the website is very basic, it is secured by 1024 bit SSL to protect the information you send. Optoutprescreen.com works as advertised. Use OptOutPreScreen to Opt-out from receiving ofes for pre-screened credit card by calling 1-888-567-8688 or visit www.OptOutPrescreen.com to put a stop to unwanted checks on your credit to see if you qualify for cedit cards. Always type in the web address when your financial accounts are involved. Many people have wondered if optoutprescreen.com is a legitimate website and not just a scam itself. Now I will not, for I want to avoid any problems it might create. The news is full of identity theft stories in which the victim's credit rating is destroyed. Always type in the address (https://www.optoutprescreen.com) yourself. optoutprescreen, opt out, www optoutprescreen com, optoutprescreen com, opt in opt out, credit card opt out, optoutprescreen scam, optoutprescreen legit, opt out credit offers, opt out prescreen safe. The OptOutPrescreen.com website doesn’t have a modern look or feel, which could deter some users from trusting it. Start This article has been rated as Start-Class on the quality scale. Never respond to an e-mail asking for your number, no matter how official or legitimate it looks. Amazing but in Canada companies are required to ask your permission before sending you junk you have no interest in. There is some more fine print which might make more than a few of you scratch your heads: This gives the credit-reporting affiliates the option to use one of two sets of rules and regulations. Sharon, please note that the URL where you enter your opt out info is indeed https. Now you can at Optoutprescreen.com. Is Optoutprescreen a legit site? Opting out will not remove you from mailing lists! Who doesn't worry about their credit cards being stolen from their mailbox? It’s another tool you can use to fight identity theft and credit card fraud. Yes, they do ask you for your social security number, however, they need to be able to verify your identity. NOT! I am receiving less and less. That's a LOT of mail! In this case you will be submitting your Social Security number and if that gets into the wrong hands you could have all kinds of problems. Shred all documents that might include your credit card number before disposing of them - old slips, credit card statements, bills, anything. A good rule of thumb is to never, ever click links in email that request your personal information. What you have opted out of are unauthorized credit checks. I don’t know many websites that have https on their home or “splash” page. Norton Safeweb is a reputation services that scans websites and reports whether they are safe for you to visit. There is some more fine print which might make more than a few of you scratch your heads: Each third party receiving this information is either required to (i) abide by the restrictions in this privacy policy and is not permitted to use or disclose the information for any purpose other than as described in this policy, or (ii) receive and use the information in compliance with the Fair Credit Reporting Act, Gramm-Leach-Bliley Act and other regulatory and legal requirements. What are the benefits of receiving firm offers? It takes only a few minutes to complete your request. No legitimate site would request information requiring you to click a link to “fix your account” or resubmit personal information you’ve already provided. If a criminal steals your mail, fills out a credit card application that's been pre-approved and sends it in they've just applied for a credit card ...in your name. You’ll need that receipt later anyway to tally things up when your statement arrives. Should I opt out of prescreened offers? This gives the credit-reporting affiliates the option to use one of two sets of rules and regulations. If you go ahead and opt-out via Optoutprescreen and you are still getting offers three months later you should probably ask questions but give it a chance to work. This article is part of WikiProject Websites, an attempt to create and link together articles about the major websites on the web. OptOutPrescreen.com is a joint venture among Equifax, Experian, Innovis, and TransUnion, allowing customers to opt out of receiving credit card solicitations by mail. It would probably be okay if their security wasn’t non-existent. Don’t be alarmed if six months after opting out you still receive credit card offers. You know these credit reporting companies as EquiFax, Experian, TransUnion and Innovis. Now they just have to watch for it to arrive in your mailbox. These offers are also referredto as "firm offers" of either credit or insurance. I figure that my junk mail decreased approximately 50% after I requested that my name be removed from credit card pre-approval lists. How many folks opt in by mistake? They have long ago updated their encryption. - Optoutprescreen.com lets you opt out of pre-approved credit cards and the risk of credit card fraud. You want to stop as many pre-approval offers as possible and this means that your opt-out request needs to be available to anyone that might send you an offer. A bank can request your credit history without your authorization and then "pre-approve" you for a credit card. Those credit card pre-approvals from banks and other lending institutions pose a hidden danger. Opting out does not hurt your credit score and is easy to do. In a perfect world the answer would most certainly be yes but sadly this is the way it is and if you want to stop those offers from appearing in your mailbox you will need to play by their rules. Many people have wondered if optoutprescreen.com is a legitimate website and not just a scam itself. In this case you will be submitting your Social Security number and if that gets into the wrong hands you could have all kinds of problems. Easy way to “stop” it. Optoutprescreen.com lets you opt out of pre-approved credit card offers and the risk of credit card fraud that comes with them. To do so, call 1 888 5OPTOUT (1 888 567 8688) or go online to www.optoutprescreen.com and follow the instructions. I don’t know about you, but I am sick of getting all the junk mail for credit cards, loans, etc. That’s a LOT of mail! We already know that by default they can run your credit report anyway so what you are adding to the mix is that you don't want them to and you don't want their offer. -Keith-. Think about how many trees we could save if we all had our names removed. Optoutprescreen.com is actually what it appears to be and that is a way to get off those mailing lists. Hurt their pocketbook. Select either Electronic opt-out for five years or Permanent opt-out by mail. Force a full refresh of your browser page by clicking Ctrl + F5 at the same time. Opting out will not remove you from mailing lists! ( You might just “add” any junk mail to the return……. Social Security Number Is Requested. Fraud Guides. No legitimate site would request information requiring you to click a link to "fix your account" or resubmit personal information you've already provided. Is www.optoutprescreen legit? 2 reviews for Opt Out Prescreen, 1.5 stars: 'If you're looking to cancel junk snail mail, this is not the place. You have a choice of a 5-year opt out or a permanent opt out. Optoutprescreen.com - What is Optoutprescreen.com and is it Legit? Shred all documents that might include your credit card number before disposing of them – old slips, credit card statements, bills, anything. What's worse, it might be a credit card you didn't even apply for! Is Universal Degrees a legitimate company? Several years ago the Consumer Credit Reporting Companies acted to alleviate consumer anxiety by providing a means to stop to credit card and insurance solicitation. optoutprescreen.com at Press About Us. Just wanted to let everyone know who hasn’t already heard, the four major credit bureaus in the US. While this site is completely legitimate make sure that you are actually on it when submitting your request to have the credit reporting companies discontinue their practice of allowing credit card companies to scan your credit history at will. It doesn’t do a criminal much good to your intercept mail only to find out you were declined. Its a win win. Never give your number over the phone to someone that you do not know. I have opted out using this site and encourage anyone that doesn't want to receive pre-approved credit card offers anymore to do the same. I was seriously considering joining this website until I read this comment. To insure your rights, follow-up by filing a written complaint form. Come find out One great side-effect of using Optoutprescreen is that you end up with less junk mail to sort through. To opt out for five years: Call toll-free 1-888-5-OPT-OUT (1-888-567-8688) or visit www.optoutprescreen.com. If you see something such as "We reserve the right to run credit checks on you and send you credit card pre-approvals if you sign this form" and then you sign the form you have no one but yourself to blame. Method 1 of 2: Opting Out of Credit Card Offers. Optoutprescreen.com is actually what it appears to be and that is a way to get off those mailing lists. Steps. This organization is not BBB accredited. Now they just have to watch for it to arrive in your mailbox. If you want to stop pre-approved credit card offers from showing up in your junk mail, you need to use OptOutPrescreen.com. In the past, I used the information from the DMA to opt out, which I believe was not the optoutprescreen website, but was similar, and it definitely stopped the endless offers of credit after a couple of months or so. I have four already but use only two. If you selected to opt-out permanently, you need to print and sign the permanent opt-out election form. The news is full of identity theft stories in which the victim’s credit rating is destroyed. Always type in the web address when your financial accounts are involved. Always make sure you get your credit card receipt because it just may include your credit card number. Troubleshooting. Request a copy of your credit report from each of the credit reporting companies. If you see something such as “We reserve the right to run credit checks on you and send you credit card pre-approvals if you sign this form” and then you sign the form you have no one but yourself to blame. The real www.Optoutprescreen.com is not a Phishing scam OptOutPrescreen.com is run by the four major credit rating companies – Experian, Equifax, Innovis and TransUnion. Once you opt out, pay attention any time you sign up for anything so you don’t find yourself needing to opt out on a regular basis. If you have already decided to opt out of firm offers and would like to opt back in (hey, it could happen) OptoutPrescreen.com provides a means for that as well. 2 Board of Governors of the Federal Reserve System 5. the potential effect on the following factors if further restrictions are imposed on the ability of creditors and insurers to make written offers: I have four already but use only two. I heard that www.optoutprescreen.com is the way to get credit card companies to stop sending you preapproved credit card applications and things like that. Low This article has been rated as Low-importance on the importance scale. 1. “Old School” Interface. This lets you choose to opt out of those for 5 years or permanently. Mail the entire amount of information back using the pre-paid envelope. The information you submit will be available to the four credit reporting companies running Optoutprescreen as expected but the fine print reveals the following: At first glance this might look a little fishy but think about it before you let paranoia take hold of you. Optoutprescreen.com is not a bunch of identity thieves who have cooked up the best scam ever. Yes, they do ask you for your social security number, however, they need to be able to verify your identity. OptOutPrescreen.com - OptOutPrescreen.com. I have opted out using this site and encourage anyone that doesn’t want to receive pre-approved credit card offers anymore to do the same. Now you can at Optoutprescreen.com. We already know that by default they can run your credit report anyway so what you are adding to the mix is that you don’t want them to and you don’t want their offer. Hi all, I am trying to cut down on junk mail, and secure a little more privacy. OptOutPrescreen.com is run by the four major credit rating companies – Experian, Equifax, Innovis and TransUnion. Who doesn’t worry about their credit cards being stolen from their mailbox? It’s OK if you initiate the call but if you get a call at home from anyone that you do not know by name do not give them your credit card number. If scammers can hack into government websites, how tough would it be to breach the “optout” site. That means less junk in your mail box! In fact, it's too legit, too legit to quit. Optoutprescreen.com is actually what it appears to be and that is a way to get off those mailing lists. Advertising Specialties in Atlanta, GA. See BBB rating, reviews, complaints, & more. I still get it, but not as much. OptOutPrescreen.com. In a perfect world the answer would most certainly be yes but sadly this is the way it is and if you want to stop those offers from appearing in your mailbox you will need to play by their rules. Using OptOutPrescreen was a no-brainer for me. Keep in mind that the credit card companies will try to get you agree to opt back in every time you sign up for credit so read the fine print on just about anything you sign up for involving credit or banking. While the website is very basic, it is secured by 1024 bit SSL to protect the information you send. Think about how many trees we could save if we all had our names removed. Don't be alarmed if six months after opting out you still receive credit card offers. Visit the website optoutprescreen.com and enter your personal information. You may not have requested these pre-approvals, but it’s your credit that’s damaged in this scheme. These offers are also referredto as “firm offers” of either credit or insurance. This is the "prescreen" part that is the cause of all the problems because this is where the danger lies. Shouldn't credit card companies need your permission to run a credit check on you? 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